Loan Against Property
Unlock the Value of Your Property with a Loan Against Property
Get high-value loans at low interest rates by leveraging your residential or commercial property—ideal for business expansion, education, medical needs, or personal goals.
100% Paperless Process
Minimal Documentation
No Collateral Required
Why Choose a Surence Mortgage Loan?
Surence connects you with trusted banks and NBFCs to offer secured loans against your property with competitive rates, higher loan eligibility, and a seamless digital process.
High Loan Amount
Avail up to ₹5 Crore depending on property value
Low Interest Rates
Starting from 8.0% p.a.*
Long Repayment Tenure
Flexible tenure up to 20 years
Multi-Purpose Usage
Use funds for business, education, medical, or personal needs
Continue Ownership
You retain ownership of your property
Quick Processing
Enter your basic details and property information
How It Works?
Step 1
Check Eligibility
Enter your basic details and property information
Choose Offer
View and select the best loan offers
Step 3
Submit Documents
Upload property and financial documents
Step 4
Get Funds
Loan amount is disbursed after verification
Plan Your Mortgage Loan Repayment
Use our EMI calculator to estimate your monthly installments based on loan amount, tenure, and interest rate. Make smarter financial decisions with accurate projections.
Principal: ₹
Interest: ₹
Total: ₹
Monthly EMI
Trusted by Leading Banks and Financial Partners
Got Questions? We’ve Got Answers
From loan queries to interest rates, we’re here to guide you.
What is a Loan Against Property?
It is a secured loan where you pledge your property as collateral to get funds.
How much loan can I get?
Typically up to 60–75% of the property’s market value.
Can I still use my property?
Yes, you continue to own and use the property.
What is the repayment tenure?
You can repay the loan over a period of up to 20 years.
How long does approval take?
Loan processing usually takes a few days, depending on document verification.
Quick Loan Application
Get Started in few steps